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Your Credit May Be Low, But OurSupport is High
We believe everyone deserves access to credit. Our simple salary-based loan system helps individuals with low credit scores get quick funds, cover urgent needs, and build long-term financial stability—without the hassles of traditional lending.
Our Vision
At Paisa 108, we’re redefining the way people think about borrowing. Our mission is to make short-term credit accessible to everyone—especially those with low credit scores or limited financial history. Whether it’s an emergency or an essential expense, Paisa 108 ensures fast, fair, and hassle-free loans.
We break traditional barriers so you can take control of your finances and move forward with confidence.
Why Choose UsBuilt for Salaried Professionals. Ready When Life Isn’t.
Quick Approvals, Fast Disbursal
Complete the application in minutes,
receive funds within hours.
Low Credit Score? You're
Still Eligible
We evaluate your income and job, not
just your credit history.
100% Secure & Paperless
Bank-level security with encrypted data. No physical documents required.
Flexible Repayment
Repay on your next salary date or
choose a plan that works for you.
Who We Help?
CIBIL Score
Individuals with low or no CIBIL score.
Borrowing
First-time borrowers who haven't built credit history.
Financial Assistance
Salaried professionals in need of quick financial assistance.
Financial Hardships
People who have faced past financial hardships but are ready to rebuild.
Frequently Asked Questions
Your queries answered by our team
How do I repay loans availed from Paisa108?
You can repay using NEFT, IMPS, UPI, or cheques. Always double-check the payment details before transferring. For assistance, write to info@paisa108.com.
Can I repay my loan before the due date?
Yes. You can repay early anytime and save on extra interest charges.
What happens if I default on my loan?
If you fail to repay on time, Paisa108 will report your default status to credit bureaus like CIBIL and initiate recovery actions. This may also affect your future loan eligibility.
When am I considered a defaulter?
You are considered a defaulter if you do not repay the full loan amount (including interest) within the agreed repayment period.
How can I get further assistance?
For any queries, repayment clarifications, or support, reach us at info@paisa108.com. Our team will be happy to help.
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CONTACT
support@paisa108.com
+91 91474 27108
Unit 702, 7th Floor, 27 Brabourne Road, Narayani Building, Kolkata 700001
