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Your trusted source for quick cash

Instant Loans. 
Zero Hassle. 

Get the money you need—even with a low CIBIL score.
Quick , secure, and hassle-free salary advances.

Why Choose Paisa108   
Built for Salaried Professionals. Ready When Life isn't

Quick Approvals, Fast 
Disbursal
Complete the application in minutes, 
receive funds within hours.
Low Credit Score? You're 
Still Eligible
We evaluate your income and job, not 
just your credit history.
100% Secure & Paperless
Bank-level security with encrypted 
data. No physical documents required.
Flexible Repayment
Repay on your next salary date 
or choose a plan that works for you.
Transparent Term
No hidden charges, no surprise fees just clear and honest lending.
Collateral Free
No collateral is required to apply for our personal loans.
No Credit? No Problem
We believe you are more than just a number 
Instead of focusing only on credit scores we look at truly matters-your job stability ,income and your intent 
to repay.

Still employed? You're likely eligible.


Short on cash? We’ve got you covered.
From phone bills to groceries, a quick loan helps keep life moving

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Pay your utility bills on time
Stock up on groceries until payday
Recharge your mobile or WiFi instantly
Manage daily transport or fuel expenses
Plan a quick weekend getaway
Handle unexpected medical needs

Tips, Guides & Real Stories
Quick reads on how to make short-term money work for your long-term life.

personal finance
 Personal Finance & Salary Tips
Stuck Before Payday? 5 Smart Ways to 
    Manage a Mid-Month Cash Crunch
low cibil
Can You Get a Loan with a Low CIBIL Score? Yes—Here’s How
 Educates users on eligibility, income-based 
lending, and myths.
financial data
How We Keep Your Financial Data Safe: A Look...
 Reinforces credibility and addresses 
privacy concerns.

What Our Users Say

person 1
"My credit score was low, but I still got ₹10,000 instantly for my daughter’s school fees. Thank you!”

 Sanjay R., Pune

person 2
“I got the money in under 1 hour. No complex steps, just simple and fast."

Neha K., Chennai

person 3
Used it twice for emergencies. Paid back on salary date. Super helpful!

Rahul P., Bangalore

Frequently Asked Questions
Your queries answered by our team

What is Paisa108 and how does it work?

Paisa108 is a financial technology solution from DYTRON FINVEST PRIVATE LIMITED that provides young salaried individuals with quick access to short-term personal loans through a simple mobile app. With minimal documentation (salary slip, bank statement, PAN, and proof of address), your loan can be approved and disbursed directly to your bank account within minutes.

What is a Personal Loan?

A personal loan is an unsecured loan that can be used for personal expenses like medical emergencies, home repairs, or other needs. Unlike car or home loans, personal loans don’t require collateral. Repayments are usually fixed monthly installments over a period of 1–5 years.

Who can apply for a loan with Paisa108?

Any salaried individual meeting our eligibility criteria can apply. Requirements include a valid PAN card, Aadhaar, salary slip, bank statement, and address proof.

How much can I borrow from Paisa108?

The loan amount depends on your creditworthiness, income, and other eligibility factors. Check the Paisa108 app for the exact loan amount available to you.

What documents are required for applying?

To apply for a personal loan, you’ll need:
  1. PAN Card (Photo ID Proof)
  2. Latest salary slip
  3. Aadhaar Card
  4. Permanent Address Proof (Passport/Driving License/Voter ID/Utility Bill not older than 2 months)
  5. Current Address Proof (if different from permanent address)
  6. Latest bank statement showing salary credit

Do I need to provide any collateral or security?

No. Paisa108 personal loans are completely unsecured. You only need to submit the required documents to verify your eligibility.

Can I reapply if my loan was rejected?

Yes, you can reapply after 3 months if your financial situation or creditworthiness has improved. Approval is subject to lender discretion.

Can I change my loan request after applying?

Yes, you may modify your loan request if necessary.

What happens if I default on my loan?

If you fail to repay your loan on time, your default status may be made public on the Paisa108 app, lender websites, and even social media accounts. Recovery actions will also be initiated, and your default will be reported to CIBIL and other credit bureaus.

When am I considered a defaulter?

You are considered a defaulter if you fail to repay the full loan amount, including interest, within the stipulated period (including extensions).

How do I repay my Paisa108 loan?

Repayments can be made via NEFT, IMPS, UPI, or cheques. Please ensure you verify payment details before transferring. For assistance, contact info@paisa108.com.

Can I repay my loan before the due date?

Yes. You can repay your loan early and save on additional daily interest charges.

Are there any current offers?

Yes, Paisa108 occasionally runs special promotions for its customers. Please check the app for the latest offers.

Join 1,300+ Happy Users

Over 1,300 professionals across India have successfully availed quick loans with
 us—even with low or no CIBIL scores.

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Your Trusted source for quick cash
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CONTACT
support@paisa108.com
+91 91474 27108
Unit 702, 7th Floor, 27 Brabourne Road, Narayani Building, Kolkata 700001
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